:root{--color-ink: #14171c;--color-ink-soft: #4a515c;--color-bg: #ffffff;--color-bg-subtle: #f4f5f7;--color-border: #e2e5ea;--color-navy: #0f1b2d;--color-navy-soft: #1c2c45;--color-gold: #b3872c;--color-gold-soft: #e9d9b5;--color-success: #1b7f4d;--color-error: #b3261e;--color-error-bg: #fbeceb;--font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--radius-sm: 8px;--radius-md: 14px;--radius-lg: 22px;--shadow-card: 0 1px 2px rgba(15, 27, 45, .06), 0 8px 24px rgba(15, 27, 45, .08);--max-content-width: 720px;--tap-min: 44px}*{box-sizing:border-box}html,body{padding:0;margin:0}body{font-family:var(--font-sans);color:var(--color-ink);background:var(--color-bg);-webkit-font-smoothing:antialiased;line-height:1.5}h1,h2,h3,h4{line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}h1{font-size:clamp(1.75rem,5vw,2.5rem)}h2{font-size:clamp(1.4rem,3.5vw,1.9rem)}h3{font-size:1.15rem}p{margin:0 0 1em;color:var(--color-ink-soft)}a{color:var(--color-navy)}a.link-gold{color:var(--color-gold)}img{max-width:100%;display:block}.container{max-width:var(--max-content-width);margin:0 auto;padding:0 20px}.container-wide{max-width:1080px;margin:0 auto;padding:0 20px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:var(--tap-min);padding:0 20px;border-radius:var(--radius-sm);font-weight:600;font-size:1rem;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .06s ease,opacity .15s ease}.btn:active{transform:scale(.98)}.btn:disabled{opacity:.5;cursor:not-allowed}.btn-primary{background:var(--color-navy);color:#fff}.btn-primary:hover:not(:disabled){background:var(--color-navy-soft)}.btn-secondary{background:var(--color-bg);color:var(--color-navy);border-color:var(--color-border)}.btn-secondary:hover:not(:disabled){background:var(--color-bg-subtle)}.btn-block{width:100%}.card{background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-md);box-shadow:var(--shadow-card);padding:20px}label{display:block;font-size:.875rem;font-weight:600;margin-bottom:6px;color:var(--color-ink)}input,select,textarea{width:100%;min-height:var(--tap-min);padding:10px 12px;font-size:1rem;font-family:inherit;border:1px solid var(--color-border);border-radius:var(--radius-sm);background:#fff;color:var(--color-ink)}input:focus,select:focus,textarea:focus{outline:2px solid var(--color-navy);outline-offset:1px}textarea{min-height:88px;resize:vertical}.field{margin-bottom:16px}.field-error{color:var(--color-error);font-size:.8rem;margin-top:4px}.help-text{font-size:.8rem;color:var(--color-ink-soft)}.badge{display:inline-block;padding:2px 10px;border-radius:999px;font-size:.75rem;font-weight:600;background:var(--color-bg-subtle);color:var(--color-ink-soft)}.badge-gold{background:var(--color-gold-soft);color:#6b4f16}.badge-error{background:var(--color-error-bg);color:var(--color-error)}.badge-success{background:#e5f4ec;color:var(--color-success)}.alert{border-radius:var(--radius-sm);padding:14px 16px;font-size:.9rem}.alert-info{background:var(--color-bg-subtle);border:1px solid var(--color-border)}.alert-error{background:var(--color-error-bg);color:var(--color-error);border:1px solid #f0c9c6}.site-header{background:var(--color-navy);color:#fff;position:sticky;top:0;z-index:20}.site-header .container-wide{display:flex;align-items:center;justify-content:space-between;height:64px}.site-header a{color:#fff;text-decoration:none}.brand{font-weight:700;font-size:1.1rem;letter-spacing:.02em}.brand span{color:var(--color-gold)}.nav-links{display:none;gap:24px;font-size:.9rem}@media(min-width:720px){.nav-links{display:flex}}.site-footer{background:var(--color-navy);color:#cfd6e2;padding:40px 0;margin-top:64px;font-size:.875rem}.site-footer a{color:#fff}.sticky-cta{position:sticky;bottom:0;background:var(--color-bg);border-top:1px solid var(--color-border);padding:12px 20px calc(12px + env(safe-area-inset-bottom));z-index:15}.wizard-progress{display:flex;gap:6px;margin-bottom:20px}.wizard-progress .step{flex:1;height:4px;border-radius:999px;background:var(--color-border)}.wizard-progress .step.active,.wizard-progress .step.done{background:var(--color-navy)}.skeleton{background:linear-gradient(90deg,var(--color-bg-subtle) 25%,#eceef2 37%,var(--color-bg-subtle) 63%);background-size:400% 100%;animation:skeleton-loading 1.4s ease infinite;border-radius:var(--radius-sm)}@keyframes skeleton-loading{0%{background-position:100% 50%}to{background-position:0 50%}}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}table{border-collapse:collapse;width:100%}table th,table td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--color-border);font-size:.9rem}table th{color:var(--color-ink-soft);font-weight:600}